Debit Benchmarking: 2014 Year-End Review
Results of the First Annapolis Debit Issuer Benchmarking Study are in, and issuers’ debit portfolio metrics continue to improve.
Based on a sample of 13 leading issuers representing 121MM debit cards, study results show that while active card rates and average ticket sizes remain relatively stable, cardholder usage continues to increase. The participant sample experienced a 3% increase in average monthly transactions per active card, from 22.7 in 2013 to 23.4 in 2014, and a corresponding increase in annual spend per active card.
Combined with a 1.6% increase in participating issuers’ debit portfolios, this represents a 4.7% increase in debit transactions and spend for the sample (2014 vs. 2013).
Figure 1: Debit Issuer Benchmarking Study Results: 2014 vs. 2013
Sample Averages (Unweighted)
The First Annapolis Debit Issuer Benchmarking Study is conducted quarterly. If you are interested in participating, or would like more information about the study, please contact Melissa Fox, Manager,
firstname.lastname@example.org, specializing in Debit and Prepaid.
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