Research Reports

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The 2012 First Annapolis Fee-Based Pricing Study provides a data-intensive look at fee-based pricing strategies for small merchants (<$10 million in annual bankcard sales) in the United States. The study provides unique insights into how acquirers are currently pricing these merchant groups.
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2012 Mobile Banking and Payments Study: The 3rd edition of the study analyzes year-over-year data, providing a linear perspective of the developments and trends occurring in mobile banking and payments among the top 100 U.S. financial institutions.
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2012 Person-to-Person (P2P) Payments Study: Evaluating the P2P payments landscape and leading solutions. This study provides a data-driven analysis on the functionality, performance, business-models, and pricing present in the P2P market. This study is provided in a PowerPoint format with over 60 pages of content and analysis spanning the key factors that are currently driving P2P.
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2012 Top 100 Retailer Mobile Payments and Marketing Study: Tracking how mobile is driving new promotional opportunities and payment choices at the virtual and physical points of sale.
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The 2011 Acquirer Pricing Study provides a data intensive look at pricing strategies for small merchants (<$10 million in annual bankcard sales) and mid-sized merchants ($10–$50 million in annual bankcard sales) in the United States.
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The study is available for $3,500. Purchase of the report includes a one hour walk-through and Q&A session with the authors. The raw data used to create the report will be available upon request for an additional fee.
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First Annapolis has released its 2011 Mobile Person-to-Person (P2P) Payments Study. The report provides unique insights into how leading providers of P2P services are leveraging mobile technology and capabilities to offer market-competitive mobile P2P offerings.
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First Annapolis has released its study of mobile banking and payments capability and activity among the Top 100 U.S. financial institutions (ranked by deposits).  The report is the first data-intensive study of its kind and will provide unique insights into how banks currently leverage mobile as a new channel to reach consumers.
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